Types of Aid

Four Types of Aid

I. Grants

Grants are gift assistance awarded to qualified undergraduate students demonstrating exceptional financial need. Grants do not have to be repaid as long as enrollment for the quarter in which you receive the grant is maintained. However, grants may be prorated based upon credit-hour enrollment. Completion of the FAFSA by the priority processing date of mid April is recommended due to the funding limitations of some programs. You must complete the financial aid process in order to determine which of these funds you might be eligible for.  

Academic Competitiveness Grant (ACG)

Federal Pell Grant (PELL)

Federal Supplemental Educational Opportunity Grant (FSEOG)

Washington State Need Grant (WSNG)  

II. Loans for Undergraduate Students

Loans are funds provided to a student (or a student's parent in the case of a Federal PLUS loan) for educational expenses which must be repaid. BCC offers the following types of loans. You must complete the financial aid process in order to determine which of these funds you might be eligible for.

  Federal Stafford Loans PLUS
Loan
Graduate
PLUS

Private Loan

  Subsidized Unsubsidized      
Interest Deferred while in school Yes

No capitalizes  We recommend  paying this while in school.

No    
Person Responsible for Repayment Student Student Parent who borrowed Student Student or other borrower
Use Credit History No No Yes No Yes

Interest Rates

         

Origination Fee Default Fee

Yes Yes Yes Yes Yes

Loan Limits

Yes Yes Cost of Attendance minus any other financial assistance received    
Aggregate Loan Limits          
Repayment Begins       No later than 60 days after disbursement  

Resources

FSA Ombudsman of the Dept. of Education
877-557-2575
202-401-4498

National Student Loan Data System (NSLDS)
800-4-FED-AID  

III. Student Employment/Work Study

A. Student Employment/Work Study Opportunities

More than Just a Paycheck

Some students need to work in order to meet educational and living expenses while others wish to work because they feel the experience can be a valuable part of their education. The skills you obtain from working complement your academic performance and communicate to future employers your ability to succeed in a professional setting.

Work study is awarded by the BCC financial aid office. Work study pays between 75% - 100% of your wages and the employer picks up the difference.

B. Working can benefit you in several ways:

ü      Additional financial resources.

ü      Acquire valuable work experience.

ü      Establish a work record for your resume.

ü      Reduced necessity for student loans.

ü      Opportunity for networking with professionals.

ü      Opportunity to sample different career choices.

ü      Valuable and practical career-related experiences.

ü      Exposure to the world of work.

ü      Opportunity to enhance fundamental skills such as communication, time management, customer service, and more.

ü      Develop a sense of community and involvement with BCC.

ü      Studies have shown that students who work do just as well or better academically than non-working students and grades improve as students work more hours per week (up to 20). In addition, it was concluded that working students are more likely to complete a degree program than non-workers.

C. BCC Student Employment Programs

  • Federal Work-Study (FWS) Program
  • State Work Study (SWS) Program

IV. Scholarships

Scholarship money is funding from an outside party from whom which you solicited or applied for funds. This money does not need to be repaid and is included as financial assistance in your financial aid package if you applied for aid.

Please read here about scholarship policies in effect at BCC.

Links

National Scholarship Search
http://smart1.finaid.org/scholarships/

FastWeb Scholarship Search
http://www.fastweb.com/

CollegeBoard.com Scholarship Search http://apps.collegeboard.com/cbsearch_ss/welcome.jsp

Bellevue Community Scholarship Homepage http://bellevuecollege.edu/scholarships/

V. Links and Additional Information

BCC Career Center
http://bellevuecollege.edu/careers/sac_fajob_bcc.html

Write and perfect your resume and cover letter

Improve your interviewing skills

Network with local and national employers

Gain experience in your field

Search BCC and Worksource job posting boards

Job Search Resources

Attend an on-campus or off-campus recruiting event

Look for a Work-Study job

Return to the Financial Aid Office's main web page.

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